What's driving premiums up across the industry
Several factors — including where you live, what kind of vehicle you drive, and your claims history — can affect your premium. There are also external factors that come into play, like rising medical and vehicle repair costs.
Distracted driving
Today, 1 in 4 accidents involves someone using their cell phone.6
Higher auto repair costs
High-tech safety features are driving repair costs up $1,705 per vehicle, on average.7
More drivers on the road
Over 3 trillion miles were driven in 2016 (up 3% from 2015), resulting in more accidents.8
